Legal
Terms of Use
Last updated: March 2026
1. Service Description
Connect Loans is a loan consultancy service that helps individuals and businesses find suitable loan products from various banks and financial institutions. We act as intermediaries to connect borrowers with lenders and provide guidance throughout the loan application process.
2. Important Disclaimer: Not a Direct Lender
Connect Loans is NOT a bank, NBFC, or direct lender. We do not directly provide loans or make lending decisions. We are a consultancy service that facilitates connections between borrowers and various financial institutions. All loan approvals, terms, interest rates, and disbursements are at the sole discretion of the respective lending partners.
3. User Responsibilities
By using our services, you agree to:
- Provide accurate and truthful information in all loan applications
- Submit genuine documents for verification purposes
- Not misrepresent your financial status or identity
- Promptly respond to requests for additional information
- Understand that loan approval is subject to lender evaluation
- Not use our services for any unlawful purposes
4. No Guarantee of Loan Approval
We do not guarantee loan approval or specific interest rates. Loan eligibility, terms, and approval are determined solely by the lending institutions based on their policies and your creditworthiness. Our role is to assist in the application process and provide guidance, not to make lending decisions.
5. Fees and Charges
Our consultancy services may involve processing fees, which will be clearly communicated before any charges are applied. Any fees charged by lending institutions (processing fees, stamp duty, legal fees, etc.) are separate from our service charges and are payable directly to the respective institutions.
6. Limitation of Liability
Connect Loans shall not be liable for:
- Rejection of loan applications by lending institutions
- Delays in loan processing or disbursement by lenders
- Changes in interest rates or loan terms by lenders
- Any losses arising from reliance on information provided on our website
- Actions or omissions of our banking partners
- Technical issues affecting website accessibility
7. Intellectual Property
All content on this website, including text, graphics, logos, and images, is the property of Connect Loans and is protected by intellectual property laws. You may not reproduce, distribute, or use our content without prior written permission.
8. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of use of these external sites. Visiting third-party links is at your own risk.
9. Governing Law
These Terms of Use are governed by the laws of India. Any disputes arising from the use of our services shall be subject to the exclusive jurisdiction of the courts in Mumbai, Maharashtra.
10. Changes to Terms
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting on this website. Continued use of our services after any changes constitutes acceptance of the modified terms.
11. Contact Information
For questions about these Terms of Use, please contact us at:
Email: legal@connectloans.com
Phone: +91 99665 20005
Address: 123 Financial District, Business Tower, Mumbai, India - 400001
.png)